Bank of Baroda offers gold loan in the form of demand loan to those who own gold jewellery or ornaments at lucrative interest rates. The bank charges a processing fee on the gold loan. The maximum loan that can be availed as Bank of Baroda gold loan is Rs.50 lakh and the loan must be repaid within 36 months. Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum. BOB offers Agri-gold loans and Retail gold loans to customers against their gold assets. Know more about the Bank of Baroda (BOB) gold loan interest rate. Bank of Baroda provides gold loans at an interest rate of 9.15% per annum for amounts up to ₹50 lakhs and tenures of up to 3 years.