The EPFO New Rule 2025 under EPS-95 requires 10 years of service for pension eligibility from 15 August. Learn who is affected and what steps to take The EPS, 1995 is a “Defined Contribution-Defined Benefit” Social Security Scheme. The corpus of the Employees’ Pension Fund is made up of (i) contribution by the employer @ 8.33 per cent of wages; and (ii) contribution from Central Government through budgetary support @ 1.16 per cent of wages up to an amount of Rs.15,000/- per month. All benefits under the scheme are paid out of such accumulations. The fund is valued annually as mandated under paragraph 32 of the EPS, 1995 and as per ... What Is EPS 95 Pension Scheme? EPS 95, or Employee Pension Scheme 1995, is a social security scheme that was launched by the Employees’ Provident Fund Organisation on November 19th 1995. This scheme provides pension benefits after retirement to employees working in the organised sector. This article explains what EPS-95 is, who is eligible, how pension is calculated, and the latest updates in 2025, including a 4% pension hike, digital upgrades, and simplified claim processes.
