MEDiSEP - Government of KeralaSometimes life throws curveballs—job loss, illness, or family emergencies. When repaying a loan on time becomes impossible, loan settlement feels like the only way out. It’s also called a One-Time Settlement (OTS). You sit down with your bank, explain your situation, and agree on a lump-sum payment that’s usually less than what you owe. It … Read more Kerala Cabinet sets Rs 810 monthly premium for Medisep Phase II, raising health coverage for government employees and pensioners to Rs 5 lakh. © MEDISEP 2023. All Rights Reserved. Developed by IT Software Division - Govt. of Kerala Forgot your password?