What is Mahatma Jyotirao Phule Jan Arogya Yojana? Mahatma Jyotirao Phule Jan Arogya Yojana or MJPJAY was first launched on July 2, 2012, and was known as Rajiv Gandhi Jeevandayee Arogya Yojana. In 2017, it was renamed to honor the great social reformer, Mahatma Jyotiba Phule. The main goal of this scheme is to offer quality healthcare to poor and at-risk families across all 36 districts of Maharashtra. Welcome To Mahatma Jyotiba Phule Jan Arogya Yojana The State Government of Maharashtra has launched Mahatma Jyotiba Phule Jan Arogya Yojana ( MJPJAY ) in order to improve medical access facility for both Below Poverty Line (BPL - Yellow card holders) and Above Poverty Line (APL- orange card holders) families. What Is Mahatma Jyotirao Phule Jan Arogya Yojana? Mahatma Jyotirao Phule Jan Arogya Yojana ( MJPJAY ) is a health insurance scheme for the economically weaker section in the state of Maharashtra. It provides cashless medical services for hospitalised patients. MJPJAY (Mahatma Jyotiba Phule Jan Arogya Yojana) – Complete Guide Mahatma Jyotirao Phule Jan Arogya Yojana ( MJPJAY ) is a flagship health insurance scheme in Maharashtra, launched by the Government of Maharashtra to provide free, quality, cashless healthcare to low-income families.