PFRDA has rolled out major NPS reforms to give more flexibility, higher return potential all under a new framework called Multiple Scheme Framework (MSF). Learn about NPS , a voluntary defined contribution pension scheme for Indian citizens. Find out how to open, contribute, invest, withdraw and receive pension from NPS . NPS is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life. NPS seeks to inculcate the habit of saving for retirement amongst the citizens. Online Retirement Adviser Registration Knowledge Resources Search Login to NPS Account Home NPS Online Services