PRAN full form is Permanent Retirement Account Number. It is a unique 12-digit identification number given to every individual who joins the National Pension System. This number never changes throughout your lifetime, regardless of any changes in profession, city, or pension fund manager. If you’re planning for retirement with the National Pension System (NPS), the first thing you’ll need is a PRAN Card. Think of it as your unique identity in the NPS world—it’s what links your contributions, withdrawals, and retirement corpus together. The PRAN full form is the Permanent Retirement Account Number, and even NRIs can apply for this card. NRIs often get this number so that they get easy access to their retirement fund details and can use retirement calculator and other such benefits.