Standard UPI Daily Limit → ₹1 Lakh per bank account. IPO/Capital Market Limit → Up to ₹5 Lakh. 👉 Think of the NPCI limit as the highway speed limit – banks and apps can enforce lower limits for safety. Here’s how India’s most popular apps handle UPI payments: UPI Daily Limit : This is the maximum amount of money you can transfer through UPI in a single day (24 hours). For example, most banks allow up to ₹1 lakh per day . You can split this amount across up to 20 transactions in a single day . This limit applies to both Person-to-Person (P2P) and Person-to-Merchant (P2M) payments under standard use cases. UPI Transaction Limit Per Day in 2025 The standard daily UPI transaction limit for 2025, as set by the National Payments Corporation of India (NPCI), is ₹1 lakh.
