Utr full form: UTR number stands for Unique Transaction

UTR number stands for Unique Transaction Reference, an alphanumeric code that identifies financial transactions in India. Learn how to find, track, and use UTR numbers for various purposes, such as transaction tracking, dispute resolution, and taxation. A UTR number is a 16 to 22-digit Unique Transaction Reference number generated when doing fund transfers in India using NEFT and RTGS. UTR stands for Unique Transaction Reference, a code that banks in India use to track financial transactions. Learn what a UTR number is, why it is useful, and how to check it through various sources. UTR stands for Unique Transaction Reference and is a 16-digit or 22-digit number assigned by the payer's bank to identify and track transactions. Learn how to find, check and track UTR numbers for NEFT, RTGS and other payments with Kotak Mahindra Bank.