An automated clearing house ( ACH ) is a computer-based network for processing low-value payments between banks. Learn about the history, operation and existing systems of ACHs around the world. The Automated Clearing House (ACH ) is an electronic funds-transfer system run by the former National Automated Clearing House Association (NACHA), now known as Nacha. What are ACH payments? ACH payments are transfers of funds between accounts at different financial institutions, using the ACH network. The ACH network is administered by the National Automated Clearing House Association (Nacha), an independent organization owned by a large group of banks, credit unions, and payment processing companies. Nacha financial institutions provide a way to directly transfer money between accounts at different banks, without the use of paper checks, wire transfers ... Learn what ACH payments are, how they work, and how to accept them as a business. ACH is a secure and reliable way to process payments online, in person, and around the world.

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