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Aadhaar Payment Bridge System (APBS) is a payment system where Aadhaar numbers are utilised to transfer government subsidies and benefits to individuals' bank accounts. It is not a scheme but a method of transferring money. We would like to show you a description here but the site won’t allow us. The full form of APBS is " Aadhaar Payment Bridge System ". It is a unique payment setup of the National Payments Corporation of India (NPCI) for directly crediting government subsidies, welfare payments, and other such benefits into the bank accounts of the beneficiaries linked to their Aadhaar biometrics.. APBS stands for Aadhaar Payments Bridge System, a system that transfers subsidies and benefits to beneficiaries through their bank accounts linked to Aadhaar numbers. Learn more about the features, benefits and working of APBS in this article.