Epfo claim settlement rule 2025: Enhanced auto claim settlement

Enhanced auto claim settlement: For auto mode processing of advance claims, the amount limit has been increased to ₹1 lakh. Moreover, in addition to illness/hospitalisation advances, the advances for housing, education, and marriage have also been enabled through auto mode processing. The EPFO is now receiving over 99.31% claims in online mode, without any requirement to visit the field office. In FY 2024-25 as on March 6, 2025, 7.14 crore claims were filed in online mode. Apart from the above, the EPFO is further simplifying the claim settlement process with centralisation of member databases under CITES 2.01. Starting in 2025, the EPFO has simplified its withdrawal rules reducing 13 provisions to 3 categories: Essential, Housing and Special Circumstances. Members can now withdraw up to 100% of their EPF balance while retaining a minimum 25% for retirement. The upcoming changes in EPFO claim settlement for FY 2025-26 signify a progressive shift toward digital efficiency and enhanced security. By enabling you to check EPF status & balance online and simplifying the process to withdraw PF & EPF after leaving your job, the EPFO is making strides in ensuring that your provident fund is more accessible.

₹ 258.000
₹ 433.000 -18%
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