Looking to open an SBI Zero Balance Account? Follow our simple guide to open an SBI Zero Balance account online and offline with ease and no minimum balance requirement. Know charges, withdrawal and transaction limits. Here are five digital zero balance savings accounts you can open online in less than 5 minutes. These savings accounts come with lot of additional perks as well so scroll down to know which one suits your requirements. Open a Zero Balance Savings Account with HDFC Bank. Experience seamless banking with BSBDA zero balance requirements and competitive interest rates. You can complete online zero balance account opening instantly with just Aadhaar and PAN. Enjoy attractive interest rates, cashback rewards, and 100+ banking features and services through the Kotak Bank 811 App - all without maintaining any minimum balance.