When applying for a personal loan , lenders typically review your credit score, KYC details, and bank statements. In most cases, there's very little additional paperwork involved. Personal Loan Rates in November 2025 Personal Loan Interest Rates November 2025 Bank Name Interest Rate Year Processing Fee Bank of Maharashtra Starting from 9% - 1.00% of the loan amount + GST State Bank of India 10.05% to 15.05% - 1.50% of the loan amount HDFC Bank 9.99% to 24% - 6500 + GST Punjab National Bank ... State Bank of India (SBI) offers a range of personal loan schemes tailored for salaried, self-employed, and pensioners, with competitive interest rates starting at 10.30% p.a. and loan amounts up to ₹35 lakh. Thinking of getting a personal loan from the State Bank of India? Check out the latest SBI personal loan interest rates and make an informed decision.

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