Traditional banks take a lot of time processing money loan applications, but India is changing the practices and norms and now taking a loan is not taboo. You can get a personal loan within minutes with the aid of instant personal loan apps in India. Discover the top-rated personal loan apps in India for 2025! Access instant funds hassle-free with these trusted money-lending apps. Discover the convenience of instant loan apps for quick access to funds. Explore hassle-free borrowing with our top-rated instant loan apps. To simplify the process, here’s a list of the 10 fastest instant loan apps that you can rely on when faced with a financial situation: 1. My Mudra Personal Loan App. My Mudra offers with various benefits. As personal loans are unsecured loans, they do not require collateral and heavy paperwork.